All You Want To Know About Domestic Travel Insurance

According to recent data, the domestic tourism market in India has increased from 220 million in 2000 to 1.82 billion in the year 2018. More number of Indians are going on holiday within India to take a lapse from their typical busy schedule.

Even so, one may encounter sudden situations like a car breakdown, missing a wallet and other valuables, accidents, and the like. These circumstances can be very stressful for an individual. A domestic travel insurance plan comes in handy during these conditions as they give the required financial compensation to deal with such problems as and when they occur.

Accordingly, with the evolution of demand in domestic tourism, several financial companies are giving domestic travel insurance in India. For instance, Bajaj Finserv allows Pocket Insurance & Subscriptions like the Domestic insurance plan that gives you with valuable and comprehensive financial coverage against several mishaps which can occur while you are on holiday within India.

Picking the best domestic travel insurance plan among all the other actual products in the market is a challenging task. Nonetheless, it would be best if you looked for the following features while availing a domestic holiday cover.

  • Monetary aid in case of travel emergencies
  • Coverage in case of accidents
  • Round the clock card blocking service

Monetary Aid In Case Of Travel Emergencies

Opt for a travel insurance plan that will give you with important financial assistance in case of any emergency while roaming within India. It would assist if you also looked for travel insurance policies that offer assistance such as vehicle repair in case of a car breakdown. However, in case you are going explicitly for a road trip, you can opt for an insurance plan such as a road trip protection.

Coverage In Case Of Accidents

When you choose for a domestic travel insurance policy, make certain it comes with financial coverage for –

  • Trip cancellation.
  • Theft and burglary of your home in your absence.
  • Accidents.
  • Hospital expenses.
  • Theft or misplacement of baggage.
  • Round The Clock Card Blocking Service

    Losing or theft of wallet is a widespread phenomenon on vacation. Aside from cash, we also take other crucial documents in our wallet such as identification like PAN, debit cards, credit cards. When you are opting for a domestic holiday cover, make sure it gives around the clock facility of blocking your card aside from covering the financial expenses incurred while applying for a replacement.

    Application and claim procedure

    The online application procedure to get a domestic travel insurance policy is easy and hassle-free. Follow the steps below to apply quickly

    • Step 1: Log in to your insurance provider’s website
    • Step 2: Enter the necessary information in the application form.
    • Step 3: Submit the application form.
    • Step 4: After submitting the application form, make the payment for the premium. The premium payment can be made through any online payment options such as UPI, net banking, mobile wallets

      To register your claim for emergency assistance, you have to contact your insurance provider as soon as possible after the incident. If you reside in an area where theft and robbery is a common occurrence, you might not be able to enjoy a stress-free vacation. In that case, you can obtain an insurance plan like the home protection insurance cover.

      Such an insurance policy will give you financial protection against incidents like theft or burglary or fire causing damage or theft of your valuable belongings and facilitate help you have a worry-free vacation.
      Before availing a domestic travel insurance plan, you must also be conscious of basic policy exclusions. It includes misplacement of your valuables while being intoxicated; making damage to your vehicles by violating traffic rules and others as intimated in the insurance policy.

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